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| Loans | Effective Date 05/01/2008 | ||||
| Titled Vehicle Loans (New) | as low as | 4.00%* | |||
| Titled Vehicle Loans (Used) | as low as | 6.00%* | |||
| 1st Mortgage Subject to change daily | |||||
| 2nd Mortgage (Equity Loan) Rates as low as: | 5 yr. term | 5.875% | Fixed Rate | ||
| 10 yr. term | 6.875% | Fixed Rate | |||
| 15 yr. term | 7.625% | Fixed Rate | |||
| 20 yr. term | 8.875% | Fixed Rate | |||
| Signature Loan | 14.9% | ||||
| Apply for maximum as needed | |||||
| New application required annually | |||||
| Student Loans Subject to change daily | |||||
*You will receive 1/8% off personal loan rates (except signature loan) when each of the following services are utilized, 3/4% off for all four: ACH Direct Deposit, ATM/Debit Card, Checking Account and Credit Union VISA Credit Card.
Rates quoted include Full Service Member discount. Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. All rates subject to change without notice. For current rates, call or stop by the Credit Union. Your savings federally insured to $100,000.00 by the National Credit Union Administration (NCUA), a U.S. Government Agency. | |||||
| Dividends | Effective Date 05/01/2008 | ||||
| Rate** | APY** | ||||
| Regular Shares Min.Bal. $100 to earn dividends | 1.145% | 1.15% | |||
| Sub Shares | 1.145% | 1.15% | |||
| Escrow/Lease | 1.145% | 1.15% | |||
| Rate | APY | ||||
| Money Market Min. Bal. $2500 to earn dividends |
Tier I $2,500-$4,999.99 | 1.739% | 1.75% | ||
| Tier II $5,000-$24,999.99 | 2.231% | 2.25% | |||
| Tier III $25,000 or more | 2.967% | 3.00% | |||
| Checking Accounts | 0.00% | 0.00% | |||
| Christmas Club | 1.145% | 1.15% | |||
| Vacation Club | 1.145% | 1.15% | |||
| IRA*** | 1.689% | 1.70% | |||
| Investment Shares (CDs) | Effective Date 05/01/2008 | ||||
| Rate | APY | ||||
| 6-11 Months | 3.211% | 3.25% | |||
| 12-23 Months | 3.455% | 3.50% | |||
| 24-35 Months | 3.552% | 3.60% | |||
| 36-59 Months | 3.698% | 3.75% | |||
| 60 Months | 3.941% | 4.00% | |||
| Mini-Jumbo 12 Month Term | 3.698% | 3.75% | |||
| Jumbo 12 Month Term | 3.941% | 4.00% | |||
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Note: Minimum balance of $100.00 required to receive dividends.
** For all shares other than Investment Shares, Rates and APY are projected rates. *** On IRA deposits you must leave funds in account for entire quarter to receive dividends for that quarter. Minimum deposit $50.00. APY = Annual Percentage Yield | |||||